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individual insurance


Individual Health Insurance will protect you and your family against any financial contingency arising due to a medical emergency. It covers hospitalization expenses for illness/ disease or injury sustained by the insured person.

No claim discounts are available on renewal of policy,
ranging from 20% to 50%

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Following expenses will be paid.

  • Room Rent, Boarding Expenses as provided by the Hospital/ Nursing Home
  • Nursing Expenses
  • Surgeon, Anesthetist Medical Practitioner, Consultants, Specialist fees
  • Anesthesia, Blood, Oxygen, Operation Theatre charges, Surgical Appliances, Medicines & Drug charges, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Cost of Pacemaker, Artificial Limbs and Cost of organs and similar expense
  • The paid premium for the policy can be claimed for deduction section 80-D under Income Tax.