Household Insurance
Scope
The policy gives you an All risk Comprehensive Insurance coverage to secure your assets
Fire & Allied Perils
Allied Perils
Burglary & House Breaking including larceny and theft
Covers contents of the dwelling against loss due to burglary, house breaking, larceny or theft
All Risks (Jewellery & Valuables)
Covers loss or damage to your jewellery and valuables by accident or misfortune whilst kept, worn or carried anywhere in India subject to the value declared in the schedule.
Breakdown of Domestic appliances
Covers domestic appliances against unforeseen and sudden physical damage due to mechanical or electrical breakdown.
Electronic Equipment Insurance (ALL RISKS)
Covers loss or damage to T.V.Set including Music System, Computers by fire and allied perils, burglary, house breaking or theft, breakage due to accidental external means, mechanical or electrical breakdown.
Pedal Cycles (All Risks)
Covers loss or damage to pedal cycles by :
Baggage Insurance
Covers loss or damage to insured's accompanied baggage by accident or misfortune whilst the insured is traveling on tour or holiday anywhere in India.
Personal Accident
Covers Death or bodily injury by accidental, violent, external and visible means to the insured person named in the schedule and subject to limits specified therein.
Public Liability
Covers Insured's legal liability for bodily injury or loss of or damage to property of third party limited to amount specified in the schedule and workmen's compensation liability to domestic servants engaged in insured's premises.
It is compulsory to opt for Section IB of the policy. A minimum of three sections including Section IB have to be taken for issuance of this policy.
This is a package policy specially designed to meet the insurance requirements of a householder.
Highlights
This is a package policy specially designed to meet the insurance requirements of a householder by combining under a single policy, a number of our standard policies usually taken by householders.